Digital Loans

Why Choose Nidhi Capital Finance?

At Nidhi Capital Finance, we don’t just offer loans — we offer confidence, support, and peace of mind when you need it most. Established in 1983 and based in Mumbai, Maharashtra, we are a legacy brand in personal lending, proudly serving individuals across India for over 40 years.

We understand that life doesn’t wait, and neither should you — that's why we're always here to solve your financial emergencies with fast, flexible, and secure loan solutions.

Interest Rates 7.99% Per Annum
Quick Loan Approved
Personal Loan Up to 20 Lakh
Repay Tenure Up to 120 Months
All categories
Your Trust, Our Commitment

Trust and Transparency in Every Step

At Nidhi Capital Finance, we understand that securing a loan is a significant financial decision. That’s why we prioritize clear, honest, and transparent communication at every stage of your loan journey. We believe in building strong relationships with our customers, ensuring that you are fully informed and confident in your choices...

Your financial security and satisfaction are our top priority. With our straightforward lending process and commitment to customer service, we aim to make your financial journey smooth, simple, and stress-free.

  • Fully Digital Application.
  • Instant Approval & Quick Disbursal .
  • No Collateral Needed.

Together We Rise, Together We Thrive

₹2M+

Loans Approved & Disbursed

50K+

Satisfied Customers Across India

750K+

Loan Applications Processed Seamlessly

24/7

Around-the-Clock Customer Support

Office address

101-103, Mittal Court, A Wing, 10th Floor, Nariman Point, Mumbai 400021 - Maharashtra

Telephone number

1800 100 1505

Mail address

[email protected]

🔔 Important Information

Interest Rate: Starting interest rate may vary based on factors such as credit history, existing financial obligations, and the lender's discretion.

Eligibility: Loan approval is subject to successful completion of KYC and income verification procedures.

Annual Percentage Rate (APR) offered between 02nd Oct 2022 to 31st Mar 2023:
Min APR - 5.99%, Max APR - 18%

Repayment Schedule: Minimum - 12 months, Maximum - 240 months ^T&C apply

Example: On a personal loan of ₹1,00,000 at 8% interest p.a. for a tenure of 24 months, the monthly EMI will be ₹4,523.