Loan Application Process

Follow the steps below to successfully complete your loan application process with Nidhi Capital Finance:

1
Loan Application Form
Fill out the loan application form with the necessary details and submit it for review.
2
Wait for Documents Verification
Once submitted, our team will verify your documents. This may take a few working days.
3
Approval or Decline of Loan
After verification, you will be notified of the loan approval or decline status.
4
Sanction Letter
If approved, a sanction letter will be sent to you for confirmation.
5
Loan Disbursement
After confirmation, the loan amount will be directly disbursed to your account as per the terms outlined.


Office address

101-103, Mittal Court, A Wing, 10th Floor, Nariman Point, Mumbai 400021 - Maharashtra

Helpline number

9831772624

Mail address

support@nidhicapital.org.in

🔔 Important Information

Interest Rate: Starting interest rate may vary based on factors such as credit history, existing financial obligations, and the lender's discretion.

Eligibility: Loan approval is subject to successful completion of KYC and income verification procedures.

Annual Percentage Rate (APR) offered between 02nd Oct 2022 to 31st Mar 2023:
Min APR - 5.99%, Max APR - 18%

Repayment Schedule: Minimum - 12 months, Maximum - 240 months ^T&C apply

Example: On a personal loan of ₹1,00,000 at 8% interest p.a. for a tenure of 24 months, the monthly EMI will be ₹4,523.